Have trouble making mortgage payments? Are you at risk of foreclosure?

Michigan homeowners facing financial hardship due to the pandemic can apply now for Michigan State Housing Development Authority's Michigan Homeowner Assistance Fund (MIHAF) for up $25K grant funding per household. 

Who is Eligible?

• Homeowners with household incomes less than 150% of Area Median Income (AMI)
• Homeowners who own and occupy the property as their primary residence
• Homeowners must have and explain a financial hardship directly related to COVID-19 on or after January 21, 2020

Up to $25,000 Grant Per Household to Pay for:

• Delinquent mortgage/housing expenses, including property tax and insurance escrow shortages
• Delinquent land contract payments, mobile home consumer loan payments or mobile home park lot payments
• Delinquent property taxes
• Delinquent condominium/homeowners' association fees
• Delinquent homeowner's insurance,
• Delinquent utilities, gas, electric, water, sewer
• Delinquent internet broadband services

How to Apply? 

• Use the secure online application portal CLICK HERE to submit your application for assistance.
• This is the best way to apply for those who have a smart phone, tablet, or computer.
• First review the Acceptable Documentation List and be prepared to provide supporting documentation, such as photo ID, social security number, monthly income/benefit statement, and delinquent housing expense statements.
• Check the status of your submission HERE
• Program questions please call Customer Service 844-756-4423 or email [email protected]