Forgivable Loans

The deadline to submit an application is October 31, 2020

Step Forward Michigan is a program that provides interest-free, payment-free, forgivable loans to help homeowners catch up on delinquent property taxes, mortgage payments, and association dues.

You may be eligible if:

  • You own and occupy your home
  • You had an eligible hardship at the time your payments became delinquent
  • Your total delinquency does not exceed $30,000
  • You have income to pay future taxes

You can apply on your own at or apply in our office with the assistance of a housing counselor.  Please contact us to make an appointment, or if you have questions on the application process.